Allianz Trade is the global leader in trade credit insurance and a specialist in managing trade-related risks for companies of all sizes, from SMEs to multinational corporations. Formerly known as Euler Hermes, the company rebranded in March 2022 and is a wholly owned subsidiary of the German multinational financial services company, the Allianz Group.
Core Business & Services
The company's primary mission is to give businesses the confidence to trade domestically and internationally by securing their payments and protecting them from the risk of bad debt due to customer insolvency or late payment.
Key services offered by Allianz Trade include:
- Trade Credit Insurance: Protection against losses caused by a customer's non-payment of invoices due to commercial or political risks.
- Surety Bonds & Guarantees: Providing guarantees for contractual obligations, which helps free up a company's working capital compared to traditional bank guarantees.
- Business Fraud Insurance: Coverage for financial losses resulting from internal or external fraudulent activities.
- Debt Collection Services: International and domestic debt collection processes to manage and recover overdue payments.
- Predictive Intelligence: Utilizing a proprietary intelligence network that tracks and analyzes data on over 80 million companies worldwide to provide clients with insights into market conditions and customer creditworthiness.
- E-commerce credit insurance: Solutions tailored for B2B e-commerce, offering real-time credit assessments at the point of checkout.
Global Presence & Financial Strength
- Headquarters: Paris, France.
- Global Reach: Present in over 40 countries with approximately 5,800 employees.
- Financial Stability: Backed by the strength of the Allianz Group, Allianz Trade holds an "AA" credit rating from Standard & Poor's, providing a high level of security for its clients.
- Scale: In 2024, the company's consolidated turnover was €3.8 billion, and it insured global business transactions worth €1,400 billion in exposure.
For more information, you can visit the official Allianz Trade website.
Why work with us
Clients primarily choose Allianz Trade over competitors for its unmatched combination of global data-driven insights and local human expertise. This unique "A-Team" approach provides businesses with superior risk prediction, enabling them to trade confidently and safely expand their operations.
Specific reasons clients highlight include:
- Global Intelligence Network: Clients gain access to an extensive, proprietary information base monitoring the solvency of over 83 million companies in more than 160 countries. This allows for proactive risk management and informed decision-making, which many businesses cannot achieve on their own.
- Financial Stability and Security: As part of the financially stable Allianz Group with a strong AA- credit rating from Standard & Poor's, Allianz Trade provides peace of mind and reliable compensation in the event of bad debt, a significant reassurance for clients and their banking partners.
- Integrated Human Expertise and Technology: The company leverages cutting-edge technology like AI to process vast amounts of data quickly, but crucially, this is enhanced by local risk specialists who apply human judgment and understand market nuances. Clients value this balance, ensuring both speed and quality in risk assessments.
- Customer-Centric Service: Allianz Trade structures its services with local, country-specific teams, ensuring advisers understand local legal frameworks, languages, and market conditions. This personal, expert-driven service, combining digital self-service options with the availability of dedicated teams, leads to high customer satisfaction and effective problem resolution.
- Tailored Solutions for Growth: Beyond just insurance, clients see Allianz Trade as a strategic partner that offers customized solutions to help them offer open credit terms, win new contracts, improve cash flow, and ultimately, grow their business with confidence in new and existing markets.
